Iowa Salary Calculator — 2026

$30k Salary in Iowa — Take-Home Pay After Taxes (2026)

Quick Answer

$30k/year in Iowa works out to approximately $24,479 net per year, or $2,040 in monthly take-home after all taxes.

Iowa state income tax (~5.7%) reduces your paycheck beyond federal taxes.

Monthly Gross

$2,500

Monthly Net

$2,040

Hourly Rate

$14.42

Effective Tax Rate

18.4%

Adjust Filing Status

Dependents:

Federal Tax

$1,516

Iowa Tax

$1,710

Annual Net

$24,479

Monthly Net

$2,040

Gross Pay Breakdown

Annual Gross
$30,000
Monthly Gross
$2,500
Biweekly Gross
$1,154
Weekly Gross
$577
Hourly Rate
$14

Iowa Tax Breakdown

Federal Income Tax
$1,516
Iowa State Tax
$1,710
Social Security (6.2%)
$1,860
Medicare (1.45%)
$435
Total Taxes
$5,521
Annual Take-Home
$24,479

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How Does $30k Compare in Iowa?

$30k is $30,000 below the typical Iowa household income of $60,000.

Common in many fields, especially entry-level and skilled-trade positions.

Iowa Median

$60,000

State benchmark

US Median HH

~$74,580

National average

This Salary

$30k

$24,479 net/yr

Iowa Tax Note: Flat 5.7% income tax.

$30k in Iowa vs. Other States

How your take-home compares in major states — highlighting the impact of state income tax.

StateState TaxAnnual Netvs. Here
Iowa (current)5.7%$24,479
California9.3%$23,399-$1,080
TexasNone$26,189+$1,710
FloridaNone$26,189+$1,710
New York6.9%$24,134-$345
WashingtonNone$26,189+$1,710

Living on $30k in Iowa

Housing Budget

~$750/month (30% housing guideline)

Savings Potential

5–10% of income (~$2,250/year)

Lifestyle Notes

A modest but livable income in many mid-sized US cities. Dining out occasionally and saving a small emergency fund is achievable.

Cost of Living in Iowa

Cost of living in Iowa is roughly average for the US.

Tax Advantage vs. High-Tax States

In Iowa, you pay ~5.7% in state income tax on your $30k salary — roughly $1,710/year. Moving to a no-tax state like Texas or Florida would save you that amount annually. Compare purchasing power across all 50 states.

Based on estimated US tax rates. Actual take-home pay may vary by filing status and deductions. To see how $30k ranks nationally, see our good salary guide.

People Also Ask

What is the take-home pay for $30k in Iowa?
On a $30k salary in Iowa, your estimated annual take-home is $24,479 — about $2,040/month for a single filer. This accounts for federal income tax, Iowa state tax (~5.7%), Social Security (6.2%), and Medicare (1.45%).
Is $30k a good salary in Iowa?
$30k falls below the Iowa median household income of $60,000. Common in many fields, especially entry-level and skilled-trade positions. Keep in mind Iowa's state income tax reduces your take-home compared to no-tax states.
How much is $30k per hour in Iowa?
$30k per year equals $14.42 per hour based on a 40-hour work week. After Iowa taxes, your effective hourly take-home is approximately $11.77.
What is the effective tax rate on $30k in Iowa?
Your combined effective tax rate on $30k in Iowa is approximately 18.4%. This includes federal income tax (~5.1%), FICA taxes (7.65%), and Iowa state tax (~5.7%).
How does Iowa compare to other states for $30k earners?
Iowa residents earning $30k pay $1,710 in state income tax annually. Texas and Florida have no state tax, while California would charge ~$2,790 and New York ~$2,055 on the same salary.

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M
Marcus Webb, Compensation Research Analyst
·
Updated April 2026

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